It’s a first time buyers haven out there…

Recent changes to some programs now allow first time buyers to buy up to $729, 750 with only 3.5% down payment (in most counties in the SF bay area.) As if that was not good enough- the rates out there are so low that you can buy right now and get a 30 year fixed around 4.5-5%.

For women that do not follow the trend in rates…. that’s an incredibly LOW rate! I think the best advice I can give to women that are first time home buyers is to find a mortgage consultant that will sit down with you, listen to your concerns and explain which loan program will work the best for you.

You want a mortgage consultant that is familar with first time buyer programs and someone that will really be available to you.

First time ‘anything’ can feel scary and overwheming- so finding somone you trust and someone who as we say ,” holds your hand throughout the process”, is the key!

Tiffany McCall Gaser - Guest Blogger
Marin County Mortgage Consultant
To contact Tiffany send an email to women_buildingwealth@yahoo.com with “Tiffany” in the subject line.