When it rains it pours…

I’ve been through the month from hell. Everything that could go wrong went wrong. Every direction turned was the wrong direction and every task has turned into a nightmare.

So you know about the Sticky Bandits well it turns out that some of them or a group similar to the ones that hit my home were caught. The SF Chron reported it. Now I am in the middle of the insurance mess. Thank god that my neighbor took pics. We burned them to Cd and I gave a copy to the claims adjuster along with the OPD police report now its a matter of itemizing everything and trying to find all the receipts.

My S.O. lost her fucking mind and there is no recourse really. Times are tough and I was thrown to the wolves. Somethings are unforgiveable and this was one of them. At the same time my tenant downstairs gives me a 60 day notice that she was vacating the premises but not before threatening me with a “certificate of occupancy” card and says that I broke the law by not providing heat or having the stove vented. The wench is blind and forgetful but I am so through with whatever karma is serving me that I don’t have the energy to fight another battle but I will speak with my lawyer as she has decided to use her deposit as her last 2 months rent. I don’t think so.

As if that’s not enough today it rained buckets. My son and I stayed in. It was a good day to be couch potato…a luxury I don’t take often. Being a couch potato for me though is sitting on the over stuffed leather chair, laptop cracked, doing clean up work. Today I started my goal setting  for 2009.  This year I decided to do 6 month increments and hire a business coach. I also created a chart of the projects that need to be finalized.

Anyhow, when the clock struck noon I decided that we needed to get out, run errands and get in the rain and do something.  We lock up, go to the car and I just about died!  Now what? There was a goddamn puddle on the driver’s side floor board. I’m not talking about some moisture seen on the the carpet. I’m talking BIG ass puddle that requires a fucking bucket! <heavy sigh> I pick up the phone, call my son’s friend and off he goes to a playdate. In the meantime my day is shot and I end up fighting with the auto wind shield shop that installed my new windshield back in September.

I blame it all on Oshun (Rabbit at Sacred Well had me do a ritual/blessing/cleansing invoking her spirit) I know, I know sounds a bit hokey and its hard to wrap your head around it if you are a skeptic and are not open to alternative ways but truly after I did the ritual/cleansing my life changed drastically. Everything has been wiped out and I am starting a new with: finances, living situation, relationship and career path. Maybe I should thank her. Clean slate.

The Economy

Seems that things have quieted down. Especially since we are 3 days away from Election. Here locally there is strife in the Prop 8 arena.  The “yes” folks are becoming physically and verbally abusive. The police are now involved. The community is even more divided than it was before and its astounding that THAT much hate can happen here in Bay Area.

Discrimination at it’s very best

Short Sale

So far so good.  We are holding steady freddy. Complete file to lender. Appriasal on 10/27 and inspection on 10/31. Now is the time to hold our breath. The lender is pretty unmovable with re extending COE so the Buyer’s Agent has to scramble as escrow is supposed to close on 11/17.

The other short sale fell through.  The lender would NOT give written confirmation. I am hearing this more and more. Short sale escrows dropping out. Either the Buyer’s expectations were not thoroughly explained and they are pulling out or the lender has greater incentive to foreclose (remember lenders now get up to a 30% tax credit for loans closed from 2002-2005). For my clients a pregnancy and a surgery took them out of the running. Who knows we could pull a miracle out of our ass and the lender sends hard copy confirmation before the go into a rental. With a glass half full outlook I am still hopeful that that stars will line up and we can pull this puppy together.

East Bay Stats

Almeda